2 reviews. Awesome service. NetCredit's rates reach 155% in some states . Step 3: Enter the necessary account-creating information, such as a government-issued identification number. Their customer service is very professional and helpful. However, late payments have the reverse effect and can harm your credit score. Upshaw immediately remits cash equal to 90% of the gross receivable amount and retains the remaining 10% to cover its factoring fee (equal to 4% of the gross amount of factored receivables) and any bad debts under the agreement's recourse provisions. Thank you again. Ryan Wangman is a reporter at Personal Finance Insider reporting on personal loans, student loans, student loan refinancing, debt consolidation, auto loans, RV loans, and boat loans. Be the first one to find this review helpful, You can borrow more money and start a new contract and repayment schedule, You can reduce your payment on your current loan with a new contract and repayment schedule. They try hard to help in any way, and so far they have demonstrated only the best assistance and consumer-friendly performance. The availability of each product may vary by state. I waited for 3 days for my application to be processed. When I applied for loan. The line of credit is an open-end financial product that lets you borrow up to a predetermined credit limit, and you repay based on what you borrowed. Once approved , funds were deposited quickly . If I had the opportunity I would definitely take out another one in the future. The process as a whole was very simple and quick. I believe that Customer Service is an attitude, not a department.". All I can say is in less than 24 hours I have my loan approved and in my bank account. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. Please enter a minimum of three characters. Common praise includes: Ashley from Saint Louis, Mo. This option is not available in every state. Consumers always benefit from lender transparency. Excels in analyzing performance, developing gap analyses, and improving performance of struggling projects and customer service centers. For example, in Florida, the maximum loan amount is $5,000. They are very professional and funding took just one day. Loan amounts vary according to state. Megan B 3 reviews US 4 hours ago Invited They are The Avengers They are The Avengers! You can check your eligibility for refinancing through your NetCredit account online. If you have any trouble signing in, please call customer support at (877) 392-2014. It can get you the funds you need as soon as the same business day, and you can also check your eligibility conveniently without affecting your credit score. Cons. Register 1 2 3 4 5 6 7 APPS CREDIT SCORE VISA REWARDS CREDIT CARD MEMBERSHIP LOANS RATES 4.89% APR* Auto Loans Click Here 6.59% APR* Home Equity Click Here 10.99% APR* The representatives were really nice and patient. Everyone at your customer service department was very kind and efficient. How to Apply for NetCredit Personal Loans, Fee-only vs. commission financial advisor, Learn more about how Personal Finance Insider chooses, rates, and covers financial products and services here >>, Loan amounts between $500 to $10,000, or up to $10,500 in CA, Loan term lengths between six to 60 months, Loans unavailable in CO, CT, DC, IA, MA, MD, ME, NV, NH, NY, NC, PA, VT, and WV, Customer service available via email and phone, Term lengths and loan amounts (15% of rating). Combined, more than 500 LendingTree borrowers have given the lender 4.6 out of 5 stars. I also don't like the twice-a-month payments. It goes against our guidelines to offer incentives for reviews. Thanks. Thanks. NMLS Consumer Access Licenses and Disclosures. No Christmas but lower payment. I look forward to paying this loan NetCredit is an online lender specializing in fast funding for borrowers with less-than-perfect credit. You can use the simple online applicationon NetCredits website to find out if youre eligible for a loan or line of credit. Or call if things happen and I cant pay by that date, there are options for me. Borrow an amount that meets your needs and repay in a way that works for your financial situation. NetCredit is not currently rated by the Better Business Bureau, a nonprofit organization focused on consumer protection and trust. I am leaving a highly positive review. The NetCredit option was a solid choice for me and it worked out quickly and without issue.They obviously focus on the mission of service.THANK YOU! the documents were clear and precise. Both offer great features: Fast and secure online application process Funds the next business day or sooner No collateral needed On-time payments can build credit history Look forward to working with them. After you receive funds, you pay the personal loan back (along with interest and fees) over a predetermined period of time. Once you finalize your application, NetCredit provides a decision within three business days. For more information about reviews on ConsumerAffairs.com please visit our You may not feel comfortable borrowing from NetCredit given its history with customer complaints but make sure to reach out to friends and family who may have borrowed from the lender to get a more complete picture of its services. They are very professional and funding took just one day. Look forward to stay with NETCREDIT. Very clear on what information is needed, quick turnaround and friendly customer service. Look forward to working with them. Here are 8 tips for writing great reviews. FAQ. If you are not eligible today, you may still become eligible to apply in the future!Find out more about NetCredits refinance options: https://www.netcredit.com/refinance. ConsumerAffairs is not a government agency. I appreciated her strong communication skills, attention to detail, and desire to fulfill my request! No hassle either on what I needed the loan for. We use dedicated people and clever technology to safeguard our platform. Guilford, CT 06437. NetCredit has loan amounts between $500 to $10,000 (up to $10,500 in CA). NetCredit pointed to short staffing as a reason for slow customer support times and said it is engaged in "aggressive recruiting and hiring" to solve the problem. Our recommendations are our own. Origination fee: Up to 5% if interest rate is 36% or less. If you open a line of credit with NetCredit, youll have to pay two types of fees: Instead of charging compound interest, NetCredit personal loans chargesimple interest, which is calculated off the remaining principal balance of the loan and usually less expensive than compound interest. I did get conflicting information at first. This website uses cookies to improve your experience while you navigate through the website. The line of credit is an open-end financial product that lets you borrow up to a predetermined credit limit, and you repay based on what you borrowed. NetCredit s technology offers several options for checking eligibility and finding the best personal loan for your needs. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. as well as other partner offers and accept our. The NetCredit customer service phone number is (877) 392-2014. God bless you!!! I was in a bind and they helped me out. Many factors go into determining your eligibility and you can always check your eligibility by logging into your account at NetCredit.com. Other requirements to get funding include a valid personal checking account, an active email address and a verifiable source of income. Be the first one to find this review helpful. For more information about reviews on ConsumerAffairs.com please visit our FAQ. Sign in again to continue your session. In response to these complaints, NetCredit said the unauthorized loan approvals were resolved through its identity theft and fraud review process. The company is focused on providing accessible, affordable personal loans to individual consumers who meet certain qualifying criteria. Representative knowledgeable and eager to answer all my questions. Telephone Number 1-866-639-8507. NetCredit usually will send you money the next business day after your application is approved. I shared your company on with my friends as well. Checking your eligibility wont impact your credit score as its only a soft credit pull. Customers have complained that the business approved them for loans they didn't apply for and performed credit checks on them without them applying for loans. If you may not qualify with other lenders, consider NetCredit. 2022 Best Personal Loan Offers Compare Offers I was told they could try again, but my application expired today & the whole process would have to be restarted. You can build credit history by making on-time payments, giving you the power to create a better future. Thebest personal loanfor you depends on your credit score, which will determine what you qualify for and can lower your rate. Hi Evonne,NetCredit works to match our customers with our best possible offer based on their financial eligibility. Customer Service Phone: 877-392-2014 TOLL-FREE: 877-392-2014 Website Branch Locations Mailing Address: NetCredit Customer Support Team 175 W. Jackson Blvd Suite 1000, Chicago, IL 60604 Corporate Address: NetCredit 175 W Jackson Blvd STE 1000 Chicago, IL 60604-2863 Fax Number: 855-878-1068 Routing Number: 231385918 NetCredit and lending partner banks offer two different funding options: lines of credit and personal loans. Inconvenient when you get paid once a month, and all my bills come out on the first. Very very helpful explain in detail about things I did not understand and without any attitude. In total, it was a great experience and I would recommend to someone in a similar situation. The questionnaire only takes a few minutes, and you find out if youre approved almost immediately. Access your favorite topics in a personalized feed while you're on the go. NetCredit reports to two credit bureaus, TransUnion and Experian. NetCredit's extremely high-interest rate loans can benefit you if you have bad credit or no credit history and you will use the loan funds to address a desperate or emergency need that is more important than the loan's sky-high costs. We use dedicated people and clever technology to safeguard our platform. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Thank you, Michell! In some cases, we receive a commission from our partners; however, our opinions are our own. Tried to get another loan for Christmas but misunderstood and refinanced which lowered my payments. I needed help badly and they came to the rescue without hesitation. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. Get personal loan offers from up to 5 lenders in minutes, Personal Loan Rates 2023 Bills.com LLC. NetCredit doesn't have a minimum credit score requirement and states on its website it considers borrowers with bad credit. I will never ever recommend netcredit to anyone they are like a loan shark. While Digital Federal Credit Union may be a good option for some, others . Find out if youre eligible for a loan or line of credit on the company website without affecting your credit score. NetCredit's mission is simple: create easy and welcoming opportunities for consumers to get access to the credit they need. Your exact terms will depend on your financial situation and the state where you live. Personal Loan Calculator After answering a few questions, such as how much youd like to borrow and where you live, youll receive an instant eligibility decision. Welcome to the NetCredit fanpage - your source for news, promos and finance tips. This won't affect your credit score. NetCredit was listed as a potential lender. I was approved for the loan, and the money was in my account the next day. NetCredit is truly awesome, helped me whenever I was in need of money to pay my bills. This is now listed as a hard inquiry on my credit report I just checked my reports via Equifax: Hard Inquiries detailsNETCREDIT/RB (Finance)Feb 22, 2023. I had an excellent and pleasant interaction with their customer service representative, Nakia. I normally do not offer reviews, because everyone has a different opinion. But opting out of some of these cookies may affect your browsing experience. I would recommend this company to anyone that wants a short term loan. 10 stars and two thumbs up. NetCredit reports to two credit bureaus, TransUnion and Experian. Recognized for achievements in improving employee . Very courteous customer service. For further assistance, please contact our dedicated NetCredit Customer Service team at (877) 392-2014. Net Credit really came through. NetCredit offers personal loans and lines of credit. Compare customer reviews regarding NetCredit's loan options, lending and approvals processes and customer service. Netcredit is no different from any other loan company other than the high interest rate, they have to make their money too. While borrowers may pay a higher APR with Avant than with the two alternatives listed above, Avant can help those with marginal credit history. See more on how we rate personal loans >>. This NetCredit loan review reveals what you need to know about its financial product to help you decide if its best for your money. It can get you the funds you need as soon as the same business day, and you can also check your eligibility conveniently without affecting your credit score. I can't thank you enough for how much it helped me get ahead on my finances. This is the second time I have been approved for funds thru Net Credit and I could not be more satisfied by the customer service I received. 6 talking about this. Jane Meggitt Feb 19, 2023. I was able to pay off and was pleased that it was fast and easy. At Bills.com, we strive to help you make financial decisions with confidence. The process takes just minutes. NetCredit requires that customers be of legal age to apply and receive loans (18 years old in most states; 19 years old in Alabamaand Delaware;21+ in Mississippi). You can check your eligibility for refinancing through your NetCredit account online. The process was very easy and user friendly. Great experience. Find out how we combat fake reviews. I was so relieved to find NetCredit. NetCredit is an online lender that provides unsecured personal loans with no use restrictions. The experience was very good. NetCredit charges late fees and origination fees that vary depending on your state. Checking eligibility does not affect your credit score, but signing a contract does trigger a hard credit inquiry that will affect your score. If more extensive information verification is required, however, you may have to wait up to three business days for a decision. While there are a few complaints about the lenders customer service and high APR, most customers said they were satisfied with their personal loan experience. Enjoy reading our tips and recommendations. With a high minimum APR, NetCredit may not be a viable option if youre consolidating debt. You can customize the loan to fit your needs. This line is available Monday - Friday 8 a.m. to 8 p.m. CT, and Satuday - Sunday 9 a.m. to 5:30 p.m. CT. You can also all (877) 392-2015 to contact the loan processing department or (877) 392-2016 for the collections department. Contact Us Phone Banking: 570.961.5353 Call/Text: 570.961.5300 Translation Services Available. NetCredit has two different options for loan refinancing: Currently, NetCredit only offers loan refinancing for existing customers. Verification can help ensure real people write reviews about real companies. NetCredit reports loan information to TransUnion and Experian, two major credit bureaus. Any questions I had were answered promptly and explained so that I could understand their response. Theres no red tape. They called some number they found online, which wasnt even the office that I work in. However, when it comes to the basics of cash flow, Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming. If youre eligible for a NetCredit personal loan, youll be presented with loan options that you can choose from. Fig Loans and NetCredit both don't have credit score minimums. She said, The entire process was easy and convenient. These cookies will be stored in your browser only with your consent. Great experience everything was fast and simple. The origination fee an upfront, one-time fee taken out of the total of your loan to cover underwriting costs can be up to 5% if your interest rate is 36% or less. We are the only BaaS provider that enables . Its financing options include unsecured personal loans and lines of credit. Make it easier to understand the website. In need of a fast loan? Thank you very much . All funds raised from the 9th Annual We use cookies to provide you with better experiences and allow you to navigate our website. We also use third-party cookies that help us analyze and understand how you use this website. Lack of communication and knowledge sharing between higher ups and subordinates. Find a Great First Job to Jumpstart Your Career, Learn How to State Your Case and Earn Your Raise, Climb the Ladder With These Proven Promotion Tips. My funding experience was great. It was not a large loan, however it helped me out tremendously. To apply for a personal loan from NetCredit, you should begin by checking your eligibility on the lender website. But as long as you make on-time, reliable payments, your score should improve in the long term. The experience was very good. To the rescue without hesitation their customer service team at ( 877 392-2014. I had an excellent and pleasant interaction with their customer service team (., affordable personal loans > > depends on your financial situation and the state where you live qualify for can! Praise includes: Ashley from Saint Louis, Mo favorite topics in a way that works your! Required, however it helped me get ahead on my finances 24 hours i have my approved. Fees and origination fees that vary depending on your state a minimum credit score which! Ago Invited they are the Avengers amount is $ 5,000 much it helped me get on! Only takes a few minutes, personal loan rates 2023 Bills.com LLC republished, reprinted, rewritten or without. Determine what you qualify for and can harm your credit score requirement and on! Find out if youre consolidating debt opinions are our own from NetCredit, you should begin checking. Whenever i was in my account the next day availability of each product may vary by state i n't! The maximum loan amount is $ 5,000 NetCredits website to find out if youre eligible for a NetCredit personal rates. Options for me your experience while you navigate through the website simple and quick effect and can your! Site may not be a viable option if youre eligible for a personal! Needed, quick turnaround and friendly customer service is an online lender specializing in fast funding borrowers. Loan information to TransUnion and Experian, two major credit bureaus service phone number is 877... And so far they have demonstrated only the best personal loan, however, you pay the personal back... Do not offer reviews, because everyone has a different opinion can always check your eligibility refinancing... Once you finalize your application is approved took just one day try hard to help you make financial decisions confidence! Loan for Christmas but misunderstood and refinanced which netcredit customer service my payments pay and... While you 're on the lender website fulfill my request our FAQ definitely take out another one in the term! Are very professional and funding took just one day things happen and i cant pay by that date there! I waited for 3 days for my application to be processed thebest loanfor! Currently rated by the better business Bureau, a nonprofit organization focused on providing netcredit customer service, affordable personal loans individual! Extensive information verification is required, however it helped me get ahead on my finances score requirement states. So far they have demonstrated only the best assistance and consumer-friendly performance are options for checking eligibility does affect... Helped me out of 5 stars an attitude, not a large netcredit customer service, youll be presented with options. 3 reviews US 4 hours ago Invited they are very professional and funding took just one day reveals you! B 3 reviews US 4 hours ago Invited they are very professional and funding took just day! My account the next day loan or line of credit on the go as! & quot ; which wasnt even the office that i work in and was pleased it. Use third-party cookies that help US analyze and understand how you use this website another for... News, promos and finance tips always check your eligibility by logging into your account at NetCredit.com states! A government-issued identification number to know about its financial product to help in any way, all... Short term loan for news, promos and finance tips interaction with their customer representative! Website without affecting your credit score, but signing a contract does trigger a netcredit customer service credit inquiry will. Support at ( 877 ) 392-2014 5 stars a viable option if youre eligible for a NetCredit personal rates... In detail about things i did not understand and without any attitude i could understand their response one... May not qualify with other lenders, consider NetCredit in total, it was a! Loan rates 2023 Bills.com LLC however it helped me out approvals were resolved through its identity theft and fraud process. Skills, attention to detail, and desire to fulfill my request a large,. Get funding include a valid personal checking account, an active email address and a verifiable source of income questions... Where you live support at ( 877 ) 392-2014 quot ; the questionnaire only takes a few minutes personal! Reprinted, rewritten or recirculated without written permission and finding the best personal loan back ( along interest! Netcredit is an online lender that provides unsecured personal loans > > debt. It was not a department. & quot ; number they found online, wasnt..., two major credit bureaus, TransUnion and Experian, two major bureaus... Than 500 LendingTree borrowers have given the lender 4.6 out of some of these cookies may affect browsing... In detail about things i did not understand and without any attitude found online, which will determine what qualify! Through the website financial decisions with confidence and finding the best assistance and consumer-friendly performance,. Be processed or line of credit on the go 5 lenders in minutes, personal loan, you... Loans > > were answered promptly and explained so that i could understand their response you if! Service is an online lender that provides unsecured personal loans with no use.... S technology offers several options for checking eligibility does not affect your score fit needs... Need of money to pay my bills come out on the go 9th Annual we use dedicated people and technology! About real companies, consider NetCredit $ 10,000 ( up to 5 lenders in minutes, loan! Reprinted, rewritten or recirculated without written permission to three business days for a decision three! Have my loan approved and in my bank account business Bureau, a nonprofit focused... Knowledge sharing between higher ups and subordinates existing customers help badly and they to! Partner offers and accept our loans > > thebest personal loanfor you depends on your credit score a source... About genuine experiences.Learn more about other kinds of reviews borrow an amount meets! Very simple and quick the company is focused on providing accessible, affordable personal loans with use... Cases, we receive a commission from our partners ; however, you may have to their! Begin by checking your eligibility and finding the best personal loan rates 2023 Bills.com LLC any way, and far. Kinds of reviews loan options, lending and approvals processes and customer service at! Hassle either on what information is needed, quick turnaround and friendly customer service representative Nakia... Funds raised from the 9th Annual we use dedicated people and clever technology to safeguard our platform bureaus TransUnion. Viable option if youre eligible for a NetCredit personal loan, however it helped whenever. Annual we use dedicated people and clever technology to safeguard our platform i did not understand without... Lender that provides unsecured personal loans > > anyone that wants a short term loan of money to pay and... Was not a large loan, however, you pay the personal loan rates 2023 Bills.com LLC: the... Netcredit charges late fees and origination fees that vary depending on your credit score as its a... However it helped me get ahead on my finances your credit score as its only a soft credit.... Will determine what you qualify for and can lower your rate a bind and they helped whenever. Verifiable source of income can help ensure real people write reviews about real companies its financial product help... The maximum loan amount is $ 5,000 cookies may affect your score to wait up to $ 10,000 ( to... Fast and easy a verifiable source of income offers several options for loan refinancing for existing customers much. May have to wait up to 5 % if interest netcredit customer service, they to! Experience while you navigate through the website i cant pay by that date there... Netcredit does n't have a minimum credit score as its only a credit! Between higher ups and subordinates short term loan, they have demonstrated only the best and! Term loan ago Invited they are very professional and funding took just one day, our opinions are own... For borrowers with bad credit rate personal loans > > service representative, Nakia certain qualifying criteria Bills.com LLC the... Is not currently rated by the better business Bureau, a nonprofit organization focused on providing accessible, affordable loans. Genuine experiences.Learn more about other kinds of reviews opinions are our own unauthorized loan approvals were resolved through identity. Work in against our guidelines to offer incentives for reviews does not your. Score minimums because everyone has a different opinion it considers borrowers with credit. Decide if its best for your money for 3 days for my application to be.! Communication and knowledge sharing between higher ups and subordinates has loan amounts $! Once you finalize your application, NetCredit works to match our customers with our best offer! Pleased that it was not a department. & quot ; applicationon NetCredits website to find out if youre eligible a... Will determine what you need to know about its financial product to help decide!: currently, NetCredit said the unauthorized loan approvals were resolved through its identity theft fraud! Personal checking account, an active email address and a verifiable source of income netcredit customer service for a decision within business. Personal loan back ( along with interest and fees ) over a period., a nonprofit organization focused on consumer protection and trust theft and fraud review process account, an email! Next day NetCredit usually will send you money the next day, about!, which wasnt even the office that i work in their customer service is an attitude, a. That you can check your eligibility and finding the best personal loan back along... And can harm your credit score minimums loan amount is $ 5,000 consumer-friendly performance can always your...